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Life Insurance Needs Calculator

Need life insurance coverage but not sure how much or where to start?

Determining the right amount of life insurance is not as simple as picking a random number and hoping that it is enough. The amount of life insurance you purchase needs to be enough to make sure that your family is financially protected should you unexpectedly pass.

A life insurance needs calculator is a great tool that can help provide a strong estimate on what it will take to make sure your family is financially protected.

By answering a series of financial-based questions, a life insurance needs calculator can compute your responses to determine a death benefit that would be able to be paid to your beneficiary as if your income was still being contributed, should you pass.  

Ready to find out how much life insurance coverage you should consider? Then start with our life insurance needs calculator. In no time, you will discover what needs financial protection and how much life insurance coverage it will take to provide financial security to your loved ones.

Calculate Your Life Insurance Needs

*Any amount provided from the life insurance needs calculator should be viewed as only an estimate of the recommended life insurance coverage you should consider based on your inputs to the financial questions. The results provided by the calculator do not make a recommendation on the type of coverage that is needed, nor does it guarantee approval of coverage. While a life insurance needs calculator can provide helpful insights into a recommended amount of life insurance coverage, it is always best to consult a licensed financial professional. A licensed professional can do a complete review of your life insurance needs.

Compare No Medical Exam Term Life Insurance


Get a quote

To get a life insurance quote online, simply answer a few questions about yourself and see estimated costs for various policy options.

Apply in minutes

The secure, online application is fast and straightforward—you can complete the process in about 10 minutes.

Get coverage

Once you submit your application, it is processed quickly (often instantly), and you’ll know about your coverage eligibility and rates. Then, if approved, you can activate your coverage immediately.