Privacy Policy
- Last Updated: July 24, 2023
Welcome to No Medical Exam Quotes (www.nomedicalexamquotes.com). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, share, and protect the information you provide through the website.
By accessing or using the website, you signify your consent to the terms of this Privacy Policy. If you disagree with the practices described in this policy, please do not use the website.
Why We Collect Vistor Information
We collect visitor information on our website for two primary purposes, ensuring transparency in our practices.
Personalized Real-Time Quotes: One of the reasons we collect visitor information is to offer you real-time and accurate life insurance quotes. By understanding your specific needs and preferences, we can tailor our services to provide you with the most relevant and competitive insurance options.
Facilitating the Application Process: We also collect information to initiate the application request process or assist you in purchasing life insurance. By voluntarily providing your personally-identifying details through the designated forms, you enable us to efficiently progress with the necessary steps to get you the coverage you desire.
Rest assured, the personally-identifying information collected on our site is done so voluntarily by you, the user. We prioritize protecting your data and adhere to stringent security measures to safeguard your information.
Information Collected and How We Use It
Insurance Quote Request Form
Our goal is to offer you free and accurate life insurance quotes. To provide you with the most relevant options, we require specific details, such as your state of residence, date of birth, gender, height, weight, desired coverage amount, health classification, and tobacco use.
Additional health information may be necessary for simplified-issue and guaranteed-issue life insurance quotes. This information is essential as different life insurance carriers have their own unique rate guidelines based on these factors. Your data enables us to tailor the best-suited quotes and rates for your needs.
Insurance Application Request Form
You initiate the insurance purchasing process when you fill out the insurance application request form. The information collected (including your name, mailing address, email, and phone numbers) will solely be used to contact you regarding your insurance purchase. We do not sell or share this information with third parties. However, we may share this information with life insurance carriers to provide the best service and products.
This form may also request other health and lifestyle information required for most insurance applications. Although you don’t need to provide this information online, you must provide it during the application process.
Cookies
Our website uses cookies to enhance your browsing experience. These cookies are not linked to any personally identifiable information. We use both session ID cookies, which terminate once you close your browser, and persistent cookies, which are stored on your hard drive for an extended period. You can turn off cookies by following your browser’s “Help” directions. However, rejecting cookies will not prevent you from using our site.
The information collected by cookies helps us analyze the effectiveness of our site and improve its quality. Users who reject our cookies can still access and use our site without issues.
Log Files
When you visit and navigate through our site, our server logs certain information, including the internet address of the server or computer contacting us, the date and time, the referring site and its URL, the visitor’s browser, operating system, and screen resolution. This data is analyzed to understand our visitors’ preferences better, identify trends, and improve our site’s quality. We do not share or sell information gathered through log files to outside organizations. We do not collect personally identifiable information or usage patterns from individual users through these log files or technologies.
Communication With Clients
At No Medical Exam Quotes, we believe in maintaining clear and efficient communication with our clients. Once you initiate a relationship with us through this website, we offer various methods of communication to ensure you have a seamless experience throughout your insurance journey.
Personalized Phone Calls: We understand the importance of direct and personalized communication. Our experienced agents may contact you by phone to provide tailored assistance, answer your questions, and guide you through applying for life insurance or other forms of coverage, such as annuities, health, or vision insurance.
Informative Email Correspondence: Email can be an effective way to deliver detailed information and updates. We may use email communication to share important policy details and application progress or to address any inquiries you may have.
Traditional Mail Services: For some clients, receiving physical documents may be more convenient. We can use traditional mail services to provide you with essential information and official documents related to your insurance policies if needed.
Direct and Trustworthy Contacts: We want you to feel confident in our communication. Any contact you receive from No Medical Exam Quotes will be made by one of our qualified agents or processing staff members. Our team is dedicated to assisting you with your insurance needs, and you can trust that our communication is designed to be informative and helpful.
Respecting Your Preferences: We understand that communication preferences may vary from person to person. If at any point you wish to discontinue communication with us, please let us know. You can contact us through email, telephone, mail, or fax, and we will promptly remove you from our database.
Your Opt-Out Options
Our website, No Medical Exam Quotes, is open for public use, and you can access and navigate through our content without the need to provide any personally identifiable information.
However, should you choose to engage in a relationship with us and avail of our services, we may collect personally identifiable information from you. The National defines this information Do Not Call Registry and may include details such as your name, email address, phone number, and other relevant information necessary to assist you with your insurance needs.
By providing your personally identifiable information, you explicitly initiate a relationship with us and give us your consent to contact you and deliver information related to our services. This contact may occur through various means, such as online communication, phone calls, email, or traditional mail. Our communication may be facilitated by No Medical Exam Quotes or our trusted carriers, affiliates, vendors, or partners.
We assure you that your privacy is important to us, and we will never contact you without your express consent. By initiating this relationship and providing your information, you waive any claim or right to assert that we contacted you without your permission. This waiver extends perpetually, including claims under the Telemarketing Sales Rule.
If, at any time, you no longer wish to receive communication from us, you have the right to request that we place you on our internal “Do Not Contact” list. Upon receiving your request, we will promptly honor it, and you will no longer receive any further communications from us.
Your privacy and preferences matter to us, and we are committed to complying with your choices regarding your personal information. Should you have any questions, concerns, or requests regarding handling your information, please feel free to contact us using the contact information provided on our website.
Carrier, Partner, Vendor, and Affiliate Privacy Policies
As part of our commitment to assisting you in your insurance purchase, we may collaborate with insurance carriers, partners, vendors, and affiliates. In the course of this collaboration, we may share your personally identifiable information for the sole purpose of providing you with the best possible service.
It is important to note that these third-party entities’ privacy policies and procedures are distinct from ours. No Medical Exam Quotes cannot be held responsible for the privacy practices of these external organizations or any potential data loss or breach that may occur through their systems.
For any inquiries regarding the privacy policies of these individual entities, we encourage you to contact them directly. We recommend reviewing their respective privacy policies to understand how they handle and protect your personal information.
Spam Policy
No Medical Exam Quotes has a strict policy against spamming.
We do not send unsolicited communications or engage in unauthorized marketing activities. We only communicate with individuals who have provided explicit consent or have a business relationship with us. If you believe you have received spam or unauthorized communications from us, contact us immediately so that we can investigate and take appropriate action.
Changes to this Privacy Policy
We reserve the right to update or modify this Privacy Policy anytime. The updated version will be indicated by the “Last Updated” date at the top of this policy. We encourage you to review this Privacy Policy periodically for any changes.
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, don’t hesitate to get in touch with us at:
No Medical Exam Quotes
3810 Candyland Ln
Morris, IL 60450
1-888-777-7574
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